You are probably a "customer" which means they don't represent your best interests and have no requirement to protect you, negotiate on your behalf, etc.

If you have any sort of injury you suffered from the military, GO TO THE DOCTOR and document it.

I hear LLC, no LLCs but umbrella policies and keep pulling out equity to help with asset protection.  

Additionally, to make sure that your investment is protected, consider consulting a real estate attorney.

That’s when a team has a chance to prove its metal or run away and hide.You probably do not hear the stories of how most syndicates are finding creative solutions to protect investor capital.

While I understand the need to protect our services as realtors, rentals are small potatoes. 

Make sure this is the right track before making your life more difficult.An LLC is useful for two things: anonymity and legal protection.

An LLC is used to hold business assets.A house-hack is a partial personal property / business property.You also have to separate business and personal assets within an LLC.So the question is would you be getting the protection that you are looking for by putting an asset that is partially personal within an LLC.You might also be losing your homestead exemption.Best of luck.

Stay away from zero contingencies and get an inspection to protect yourself. 

Most people use LLC for liability and asset protection, not necessarily tax benefit.