If you give someone over 19% membership interest in the deal, the bank will usually require a personal guarantee from that individual. 

My goal is to build a comprehensive resource that not only answers key questions but also provides clarity on the entire process.The draft is based on my personal experiences working with clients, but I want to ensure it reflects the broader community's insights.

Hey Hey @Veronica Mitchell - The most simple advice is to follow the CTA trainlines.I personally love the South East Corridor of Chicago which has Bronzesville, Kenwood, Washington Park, Hyde Park, Woodlawn, and South Shore.That area will continue to be gentrified because you have the lakefront and CTA trains.Others mentioned NW along the Blue and West along the Pink, Green, and Blue lines.

Let’s make 2025 a year of action and success!

It seems to me though your short term objective is to get the HOA to take immediate action on the roof.

It was built in the 2010s and located in an established neighborhood with convenient access to schools, amenities, and major transportation routes.

I get that you are from there so you are getting emotional and taking my comments personal, which were not my intentions. 

 @Jason Dubon Jason, that’s awesome—you’re already taking action, which is half the battle!

However what my client's look for is any eviction action.  

What would be the best course of action to sue them for non-payment?