The LLC is single owner in NY with my wife being the owner.In 2019 I signed a lease to a woman and her two children for 12 months in which she paid the first 6 months up front.In February 12 her elderly mother was on the property and slipped on ice in the driveway and "broke" her shoulder.

I've used an Ice scraper in the past with success bet the best way to make sure you get them all is needle nose plyers. 

My son is a college senior and already successful in his chosen field of being a rock and ice climbing guide.

I’m just looking to put the icing on the cake with tips and tricks from someone in the industry.

2) If a tenant slips and falls because of ice on the property, am I liable for their injuries?

Should I underwrite this as a strict 4 unit, and call the 5th the icing on the cake?

When ive had fridge issues i gave my tenants a couple Styrofoam coolers filled with ice. 

Tell them that you are not ICE, but you need to know who is living in your house and verify that they do not have criminal records. 

Turns out the loan officer plays hockey with my agent's (aunt) husband!

Instead of gridlock, I think the ice dam may break and we'll see a flood of new product.