Leverage is a very powerful tool in all RE but especially MF.To flip your example, what if you invested $100k and got $8k in cash flow a year with larger tax loss kick backs, mitigated risk upon disposition due to forced appreciation, and you didn't have to lift a finger... let the experienced operator do the work. 

If it doesn't, then I'd be worried that you haven't done enough due diligence, and you're just crossing your fingers and hoping!

id spend 100$ on mega millions lotto tickets and cross my fingers ...the rest of the money would be equally invested on mad dog booze ,Newport cigarettes and toothless prostitutes

Fingers crossed...

I can even see it when I just go to a contractor supply place and they act like, "Honey, you are going to stick your finger in an electrical socket if you 'attempt' that project." 

Fingers crossed on the ADU.

She points this out to the woman, and the woman turns to her, snaps her fingers in the attendant's face, and says: "I don't care!

So, instead of trying to get into the cheesecake factory like everybody else because the REI seminar people are pointing the fingers at it, we instead went to a place across the street and still got a great dining experience. 

I think it's gonna be biblical if things will get better fingers crossed.

Property could break even before capex/vacancy, which really means I’m signing up for a monthly loss estimating $350-500 month while I cross my fingers the 9.5% CAGR continues on what’s today a $1.05M valuation.