Hi Sal, As others mentioned, A DSCR would be a great fit as DTIs do not come into play.

For family-friendly rentals, include children's utensils, plates, a pack 'n play, and games.

Either way, buy and hold is a long term play and it’s not going to throw off lots of cash in the short term.

So incurring the fewest expenses is the cheapest exit plan.There is no tax advantage to refinancing the property first - in fact, the refi will often force the taxing authority to reassess the value of the property - which would likely remove any tax grandfathering you may have - raising your taxes.There is no advantage to doing a two step process like you mention.Randy

Its all about scaling you need millions in play in my mind to make this work..

She is still paying rent on time but I am just afraid that she will play other drama to scare other tenants.

The 180 day limit was never a factor, even the 45 day limit didn’t come in to play. 

If you knowingly rented a home with a small backyard to a tenant with a dog, regardless the size of the dog, wear and tear is going to come into play.  

My Mentors & a few of the lessons taught:- Age 0-13: My Father - Integrity, Faith, How to Love & **How to Play Spades**- Age 13-17: Coach Jones - Commitment & Grit- Age 17-20: Coach Larkins - The Value in Reading & How to Think Bigger- Age 21-24: Sean Myers - Never Stop LearningHow important has mentorship been for you?

If you have props with kids and you did not pass your led test you are playing with fire.