I'm grateful for my real estate investments and having a property manager to answer the phone on days like today.

Borrower Types: The Professional - HM Lender will cut sweet-heart deals to keep these borrowers around Experienced real estate investors Regularly engage in property transactions Typically have a track record of successful projects The Newbie - Charge Higher everything as the risk is higher as no experience Novice investors or first-time borrowers Limited experience in real estate Seeking to build their investment portfolio The Deadbeat - Only lend if the deal is so SWEET, they can't lose if they take the property from the Borrower Borrowers with poor credit history or financial difficulties High-risk borrowers May struggle to secure traditional financingThe lender will do an application on the deal/borrower and some standard docs they require are:Hard Money Application / ExperiencePurchase contractARV report – COMPS – See * Redfin*Pictures of Property – most people use Dropbox to shareProof of Funds – Down / Reserves (Bank Statements)Personal identification (ID or passport)But usually if the deal is sweet enough, they will do it anyway because if the deal goes south, there is so much equity/value in the property that the HM lender can't lose.

Because it's better to hire a professional agent to represent you.

Many Ohio real estate professionals use this site, so you should be able to find the help you need.

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

I have researched the top brokerages in major metropolitan areas, and I'm reaching out to them Via email and phone calls.

I am open to a phone call if you want to talk more about this.Good luck Amy!!! 

I assume you are using professionally prepared loan documents, yes?

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

I've recently talked to many investors in California and one in NYC, at in person meet ups and by phone/Zoom.