I am in Sandusky and have a mixed use multi parcel loan with them.

Plain and simple the reason we were able to acquire the properties we have over the years is because we leverage low money down loans.  

Option B: DSCR loan against property continue rent and hire a PM.Pros: Loan money is tax free.

Have you gotten out of the original hard money loan or still paying the double digit interest cost?

It's a good time to start exploring your loan options and setting yourself up to search alerts so that you can become familiar with the area, and start running the numbers :) it's a little harder to cash flow in the north side, but the appreciation is quite significant. 

I have been less active on the investor homefront dealing with an unexpected curveball I got thrown in life.Still have big goals for Q1 2025: -Get Pre Qual'd for VA construction loan(may be until later in the quarter as I also have to refi out of my current VA loan to regain full entitlement.

Their promise to package your properties into a commercial loan after reaching 5 properties could free up your DTI and provide a line of credit for scaling.Consider delaying aggressive HELOC repayment to preserve cash for new purchases, and explore portfolio loans or DSCR loans as alternatives.

He can extend an additional loan to the borrower, especially if the borrower has additional collateral to put up.  

I focused on construction to permanent loans on site built, manufactured, and modular homes.

We would like to use it as collateral for a loan of about $250k.