Who then like others said, wanted 150 dollars to talk to an attorney who then would give me a custom plan and a custom quote.  

I have a really good insurance broker that I can recommend you to. 

They will dress modestly with comfortable clothes, and some of them are real estate brokers. 

I previously tried to do this and was told its against MLS rules by my broker who is on the board for North Texas.

You will get hassled at customs if you  are travelling frequently, as they deem this as doing business and may require you to get one.  

If you can handle this type of "customer" you can make millions.

When it comes to paying listing agent/broker is there anything in writing stating the tenant will pay them?

Soo in the class I am reviewing they are teaching us to undercut deals brought by brokers, but once we refi a property and pay off our partners wouldn’t we simply become the very targets that we were after 5 years ago?

I work closely with several local credit unions and commercial mortgage brokers and rates were dramatically higher just 30-60-90 days ago. 

For flip projects like you mentioned, it's best to talk to brokers/lenders specialized in hard money financing.