Thank you Crystal - I will.

Unfortunately, my crystal ball can't tell me which one will happen...

I'm right down Randall Rd in Crystal Lake.

The flipper category doesn't really apply here, so that means you're either going to be a speculator or a landlord.My crystal ball is pretty rusty so I steer clear of speculative investments.You very well could be right and that area is going to appreciate massively in the next couple of years.

I know no one has a crystal ball, but do you think it will be worth it to still market to 60/90 day lates or would it be better to focus on other areas if the case really is that the banks wont be allowing as much?

I would recommend reading "Your Money or Your Life" to help you become crystal clear and focused on how to get out of debt and start building your net worth.

I say this to crystallize my goals, but I have ZERO real estate experience, having just discovered the business two weeks ago through reading a couple of Rich Dad books.I graduated from the University of Florida with my bachelor's in Mechanical Engineering, and have secured my dream job with XTO Energy in Forth Worth, TX.

The founder is Crystal Han.

Its really a gamble and without a crystal ball, no one knows for sure when that will come to a halt....or ask two economist for their opinion.At the end of the day, to appreciate is an achievable goal and appreciation is a hope and a gamble.  

None of us have a crystal ball but I do believe that if you can find something that the numbers make sense on---get it now!!