I have warned countless people that the "new", "Cheapest", and "shaking up the insurance market" carriers typically come into the market under priced, have a wave of claims, then they either jack up premiums to survive or fire their staff to keep heads above water.

Most people who have crazy/complicated entity structures and financial account structures as a result don't need it.

People start moving in with their TOH homes (back in the day when everyone could afford one) and the park starts to fill up. 

Check with some of the people that commented here about the specific location.  

Many people who own rentals and are already self managing them will set up a pm biz to be able to adopt a Solo 401k.

See what a difference it will make for people to know you have 13 years in.

There are a lot of great resources here and around the web for people looking to invest in Birmingham.

Longer Tenure in HomesData from the National Association of Realtors (NAR) shows people are staying in their homes for a decade (see graph below):This increased tenure means homeowners benefit even more from home values growing over time.

Quote from @Jim Vasica: I would get some people out there to quote it..

I think I went through 3 different people that were over my account because they would quit.