Feel free to reach out any time.

As well as they expect free health care . 

There's no risk free investment in real estate.

Don't worry about any of his "calculations" or "reasons", in my experience judges have no time for that stuff.

I was wondering if you'd let me tinker around on it, don't worry it's free, because see I have no idea what I'm doing.

I think I would be more worried about the credit than I am about the DUI.

The problem (as you have cited) is trying to understand what you need (you don't know what you don't know), where to get it, qualifying its source(s), and the validity and usefulness of all that.Pardon me if I've gone into this too much, but I meet many people with the same concerns that you are voicing and this is offered, as much as possible in direct response to your post.Please feel free to contact me if you have any comments or questions. 

Check out FilePlace, where user-created forms are available for free.

ESPECIALLY if you’ve lived in any of them 2 of the last 5 years and can take the tax free gain. 

Most of the information is out there for free.