Is that too much of a margin to still make the business model work?       

And some weirdos (like me) bake in a lot of "what would happen" scenarios when we're doing financial projections trying to model out a pullback and we have a bunch of money sitting in bank account earning 1% as a "just in case" reserve fund.  

Have a couple of big  travellers in my network doing very well with that model.

Selling information.Each creditors has an agreement with one, two or more of the credit bureaus to provide “timely and accurate” payment reporting history to help assist other creditors in determining if that individuals credit scores and character are worthy of providing financing.Keep in mind, the credit score model does one main thing… Determines the probability of bankruptcy.Would you want to finance someone knowing that they could lose it all?

I'm planning to utilize @Seth Williams business model mostly from BiggerPockets podcast 39.  

So if you are a lender and want to walk around telling everyone you have the best rates in town, offering that is not really a model match.

I am attempting to BRRR as my primary business model.

We treat it as a business , have a written agreement and having monthly meetings. ( we also have a 2 yr agreement on partnership - at that point we will re-evaluate)We are trying to model some of the success stories out there in partnership.Thank you very much for your advise

House hacking can relieve you of rent if your financial model makes sense.

My wife and I just purchased our first duplex we are house hacking and in the re-model planning stage for the kitchen.