Welcome Chris to the best Investor resource on the internet.

(Another reason I don't care for internet LLC form stores, BTW).

Investors do buy bulk REOs, but you want find them on the Internet.

Being forward, this is my first post on Biggerpockets, and yes, I do work for Meridian, as our Key Accounts Manager.Biggerpockets has become a fantastic forum for investors, vendors and turnkey operators, so I thought I could use this stream to help clarify some of the concerns mentioned about programs like ours.For some context, I actually came to Meridian as an internet lead turned investor over 4 years ago and liked their business model so much, I came to work for them.The program we offer is actually a Rental Warranty, not a guarantee, which is a big difference.

I have searched the internet and not found anything that works to fix the Excel workbook text converter problem.Can anyone on Bigger Pockets help me?

Thanks to anyone who can help out - we will do some Internet digging as well, but wanted to start here b/c everyone is so generous with their knowledge!

@Brian Borchers,You should talk to an experience lawyer in your area to get the facts because there is a lot of hype and misleading info on the Internet and you sure don't need bad advice.

This savings could translate into a higher return on your time since if you paid back your 49,200 and only have 20k left @12% interest lets say your month cost to hold the property is not substantially less in the absence of obscene closing costs or points.Option B:This may be an investors dream cash back 45k in your hands and a property with no skin in the game "infinite return," assuming you still cash flow with 120k of leverage on the property.A tenant would be paying your mortgage, taxes, insurance, and etc while you've retained the property, received 45k non taxable proceeds from the refinance since the asset has not been sold, and potentially making some income each month if the numbers work.120k @30 year fixed 5.625% is only about 690.79 per month and taxes and insurance I'd wager (depending on state) is probably 130 more.

Establishing your business, any business formation or simply mapping out possibilities will have many legal requirements that you just won't get addressed for your specific needs off the internet.

Worked like a charm, and now I live off my rentals and get to play on the internet, take nice walks, extended lunch outings, etc.