Question: If the rate is .625% lower and only saving you $100 net a month, what is your loan amount? 

Everything is relative.As for the market value, in six months or a year, it could be far lower than it is today.

The only way to get out without going on a lower floor is the decision against your will. 

:Class A Properties:Cashflow vs Appreciation: Typically, 3-5 years for positive cashflow, but you get highest relative rent & value appreciation.Vacancy Est: Historically 10%, 5% the more recent norm.Tenant Pool: Majority will have FICO scores of 680+ (roughly 5% probability of default), zero evictions in last 7 years.Class B Properties:Cashflow vs Appreciation: Typically, decent amount of relative rent & value appreciation.Vacancy Est: Historically 10%, 5% should be applied only if proper research done to support.Tenant Pool: Majority will have FICO scores of 620-680 (around 10% probability of default), some blemishes, but should have no evictions in last 5 yearsClass C Properties:Cashflow vs Appreciation: Typically, high cashflow and at the lower end of relative rent & value appreciation.

IMO there are just better markets that require a much lower investment for a higher CoC return.Hope this helps!

You are now 4% lower than what you are thinking and it sounds like you maybe 10% lower soon enough..

You're so lucky the propane tank wasn't closer...or the electrical lines...or the tree.It did melt the lower low voltage lines but the tree will recover.

Along with property tax's way lower and you dont have the weather issues in the deep south..

This lowers the chance of triggering the “due-on-sale” clause.Consider a Land Trust to transfer ownership without alarming the lender.Once transferred, use the LLC’s account for all rental income and expenses to keep it separate.This post does not create a CPA-Client relationship.

., while John has a lot more experience than I do, and no real estate investor wants to be a restaurant operator, there are some upsides to Option 1, as I see it.The lower base rent could allow the Option 1 tenant to remain open throughout a recession, while option 2 may decide to close down the sales drop, if rent is too high.But beyond that, are a lot of factors that I would assess:Who is the actual guarantor on each lease?