This sounds like maybe an OK house for you to live in and a terrible rental. 

Traditional banks sometimes balk at it because they see it as riskier, but local credit unions or regional banks tend to be more open to it, especially if you can show a solid plan for development or resale.

We accept cash, credit, check at any time of the month, for any period of time.  

Perform the same task in each app to ensure a fair comparison.Load a property with pictures and details.Market that property.See what your marketing looks like from the public's perspective.Submit a fake application to see how easy the process is.Run a credit/screening report on yourself.Enter a maintenance request, assign a vendor, and attach a fake invoice.Enter charges to the tenant's ledger.Enter recurring charges and automatic late fees.Sign documents electronically.Run owner reports.After testing a few apps, one should clearly stand out.

You can also pull credit report, see if they are being sued etc.

Since lost job I am running into the issue with bills, but try to move fast to make sure nothing like my credit is mess up.

Another option would be local banks/credit unions since they are known to lend on smaller amounts like thisMaybe @Owen Dashner can help?

You could explore a home equity line of credit (HELOC).Just have to be careful to NOT get in over your head in debt and go bust!

I meet the requirements, which are:1) More than 640 credit score.2) No missed payments3) No second mortgages4) did not use a down payment assistance program to buy the home.Email is below:~Hi Gabriel, It was nice speaking with you.

Trying to balance out cash on cash and overall house value over time.Thanks again Calgary condos are not terribly great investments either.