They have some low down payment 1-4 unit investor programs that can reduce the cash needed (equity line amount) to close.

Hi all,I browsed through a few pages of threads looking for an answer but did not see anything applicable.For the private lenders out there, what is the best/easiest program/application/platform to use to begin private money lending to others?

I havent done any Habitat Loans but form most DPA Programs in Florida if the refinance the mortgage or sell the house they have to pay back the grant.But they all work different. 

But its seems like these products are imaginary programs that people have heard of but nobody has actually done one.

Once 6-12 months have passed, depending upon the loan program, you should be able to refinance it to bleed some of the "instant equity" out.

The CFPB does define "conventional loan" as "any mortgage loan that is not insured or guaranteed by the government (such as under FHA, VA or AG programs)", conveniently leaving out the guaranteed money that Fannie Mae and Freddie Mac enjoy as pseudo governmental agencies, but no one that does DSCR loans cares what the CFPB calls their loans because they don't govern DSCR.I'm a broker. 

Also, if you plan on doing rentals down the line, you could use non-conventional programs like DSCR that doesn't restrict you by DTI.

They may have a program for you.

Typically the commercial agent managing the PM's insurance program will do the presentation of the quotes. 

While I agree that many of the educational programs are overpriced and there are gurus to stay away from, I do not recommend jumping into note investing blindly just because the barrier to entry is low.