Husband and I are purchasing a property as our private residence that also has a small cottage on it we plan to STR. 

Typically his projects have been privately funded and smaller than this one.

Hello,  I ran across a conversion strategy where an annuity company would add a significant cash bonus to my IRA conversion account to cover the conversion taxes so my conversion is tax free to me (well some what).  

These have been effective across both multifamily and single-family homes, and I thought they might spark some good conversation!

If you’re in an area with a strong private banking community, that might be your best bet.Hope that helps!

I’m looking at private lending to flippers with a line of credit or using a line of credit to put a down payment on a new cash flowing property (which is extremely hard for me to find right now) but with a line of credit as a down payment I would be financing a new property at 100% at unfavorable rates.

You could invest passively by being a private lender (earning high interest), being a money partner (getting equity and a return for no work), investing in a syndication deal (similar to money partner but on bigger deals where you are one of many investors), buying another investment property and hiring a property management company, or investing in stocks. 

- Are there alternative financing options, like private lenders or hard money loans, that could be suitable for someone with fluctuating income?

If you ever need any help I'm always down to have a great conversation centered around real estate.

Hey everyone, I'd just like to add to the conversation regarding bonus depreciation.