If its not being reported to the bureaus then the only thing you have to concern yourself with is (As Jay points out) any potential deficiency you may be on the hook for. the actual physical processing of a DIL is very similar to a foreclosure in that there is title work, recording of documents, etc.

Hello everyone, I’m in the Tidewater area (South Eastern Virginia) Investing In Mobile Homes.

Should I be concerned that the husband has no credit history (I'm wondering if this is indicative of past financial hardship/bankruptcy)? 

My concern is that my DTI may be negatively effected if I refi my primary 1st.

Purchase price: $225,000 Cash invested: $55,000 Single-Family mobile home.

My concerns would be overbuilding and first-time homebuyers' ability to qualify for financing......which could very well lead to looser underwriting  guidelines.   

We focus on small multifamily rentals, and mobile homes with land.

My main concern is seeing that a lot of clients are using cosigners and coborrowers to qualify for houses and are having trouble qualifying based on their own incomes.

@Andrew Postell, sorry for whatever reason, the mobile app on Android was not resolving your name tagging. 

It seems that those areas are full with new inventory. my concern is that is too close to the Mexican border and that there are many lands available for new construction.