After grad school I anticipate starting salary of 300k+, but will have 200k student loans which will only delay/limit me from starting my real estate investing journey.I have enough saved for up to 15% down payment on a fourplex around 450k, but dont want to go hard money lender/dscr as they are currently in 7-9% range.

I have a condo as a rental with minimal loan balance in San Diego. 

And HOA insurance coverage is very minimal so if something does happen, HOA likely won't be able to pay for much.  

Before I answer this question, I think it is important to make sure you know what want and can afford.For me, I wanted a property that was pretty much turn key and required minimal updates (painting or adding washer-dryer) as a buy and hold investment.

To avoid escrow delays and tenant upset, I decided to stick with the prior management company.  

Houses are designed/built as rental hardened so minimal repair/maintencance for at least 15 years.

It would be simpler if you delayed property 1’s selling date or accelerated property 2’s selling date.

Lacking sufficient funds for a 20% down payment, I am exploring lenders offering 90%-100% LTC to minimize my upfront investment.

@J Newman My apologies for the delay as I never saw the notification you replied.

This error caused about a 2 to 3 week delay to correct.