If you are looking at 1-4 Units, Conventional, DSCR, and Private Money are the main types of financing. 

I don't care about the "two rules" - they are just my benchmark.After an endless number of messages and misunderstanding of your main point, I'd appreciate you sharing your thoughts and mindset.

In my real Estate brokerages I have owned 90% women  in lending lots of women loan officers and of course support staff is mainly women.. at The title companies I work with their is maybe one male and 10 to 20 females all the senior escrow officers are women.the only time i see men in the escrow side of things is back east in states that use attorneys to close deals and those are generally all men.. as in the attorney that owns the practice is male and his staff is generally female  Not all but majority of the companies I have closed with back east are like this,

So you end up missing out on the equity appreciation by waiting as well which is the main goal aside from passive income.

The two main vehicles there are DSTs (mentioned above) or using a Tenant In Common deal that may have better returns and liquidity.

It's a risk with possible damage to the structure from trees falling,  but roofs are the main risk. 

Impact on Property Value: ADUs generally bring in more rental income than they could  possibly detract from the main home’s value.

It is also the main reason why most of the more established CPAs do not offer free introductory consultations.An introductory qualifying call is common in most CPA firms.

The deals I have seen work are larger 4 units $800k+ in class A/B+ areas mainly as those have less competition and atleast my market noth side chicago they still sell at decent real life cap rates.

Contacted PGE for upgrading my main panel, they are asking me to have separate main panel meters because the ADU has a separate address..