Lender A misses this or doesn't have this knowledge and then tells you a week before closing that your rate is changing because the program they quoted wont work once the issue is caught. 

The more issues you can take off their plate before you lock it up under contract the better you'll be.

You’ll want to get loans from local banks and credit unions but you may run into issues with more limited features.

Warranties often have limitations, like they might not cover pre-existing issues, and there could be delays if they require you to use their contractors.I'm not sure if you've purchased a warranty already, but before purchasing a warranty, it’s a good idea to carefully read the fine print to see what’s covered and if there are any exclusions.

(Ironically, I'm sure a good portion of the people arguing against development are also upset with the government for not tackling the affordable housing issue.)If I were WIP and felt I just got cheated out of my right to develop that land, I would have put a fence around it. 

Most other cities in LA county have similar tenant laws as OC. 

There's a good chance the issue(s) you face has already been discussed and answered.Ask questions in the appropriate forum.

I work in law enforcement so I already think about all the "what ifs" and worst case scenarios!!!...

Or, in most metro areas, you can obtain the list of permits that have been issued, and see who is receiving permits. 

I also liked that they are US based as I had issues with my bank with the Finland based Hostaway.Finally, I highly recommend PriceLabs.