Third, contact independent adjusters (you will have to pay) and collect quotes.But don't go it alone.

Government funded vs. private funded....But then, that's why we're all independant investors and entrepreneurs right?

Independent Consultant Fee.

Where I'm confused is whether I should use view those two pieces separately (one company for voicemail/toll-free phone service and independently determine if I need an answering service).

My goal is to learn different arenas of real estate investing and apply that knowledge to obtain financial independence. i intend to start out wholesaling properties part time for the next few years to build up income, pay off debts and help restore my credit.

As real estate investors, we are a very unique and independent group.

(unless you've got 20+ properties, in which case you might want to open a separate LLC just for PM of all the units) If there is a legal employment agreement (or "work for hire"/independent contractor) in place between the LLC and you the employee, then only the assets of the LLC can be attached in a judgment and your personal assets are safe.

Also, should I work with an independent agent/broker to shop for the best coverage deal or should I go with a specific insurance company?

My goal is to become financially independent of Corporate America through real estate investment, specifically in multi-family units by December 2010.

I don't like coincidence.Did you look up the name and phone number of their current landlord, independently of the information the applicants gave you?