Hi @Matt Corrigan, Bp doesn't usually condone bandit signs, but what I am currently doing as of tomorrow is putting up my google voice number. that way the county has no way of tracking my real cell phone number. will report back with any finding next week.

You have a chicken and egg problem, @Joshua Rich.

If you own lets say a 4plex, one bad tenant will cost you some money but you still have 3 other ones carrying you along and paying your bills.Single family homes are putting all your eggs in one basket.

If you have older family out there with any nest egg, even a small one, there are people out there looking to take it, with impunity no less.

Trying to inject closed cell foam, or blow in cellulose into the wall cavities is problematic due to the common, but not systematic, use of cross members.

Each day it improves as the CO vacates and the brain cells rejuvenate.

While he spoke of large lenders as well as consumer financing issues, including a cell phone plan termination was one example, there was another hint as he was saying "anyone" which includes investors on an individual level as he was speaking to the issues of being a creditor.He also said there will be further tweaking as loans become compliant, the idea was not to limit credit which was underscored by his mentioning the higher debt to income being allowed and the other aspect he stressed was that none of this changes the old prudent lending practices of years past, his issue was to get lenders back to those prudent practice attitudes and away from the risky ploys of lending and the passing on that bad debt to investors.I don't think there will be a great number of unqualified borrowers, excepting those having gone through the foreclosure surge, as the qualifications are not that difficult, in many respects easier than in the past, it's just now we need to apply sound lending practices in making that lending determination and being able to prove that sound judgment was used. :)

The stuff these days kills the fleas, but not the eggs.

Hey guys, I'm about to purchase a list from LS, and there's a good 15+ cells of info in their data per lead - which is great - but for my needs it makes it hard because I'll be printing both my letters and envelopes via mail merge, which means I have to have a preset order of cells at the very top of the spreadsheet, i.e. 1) homeowner name 2) mailing address 3) city state zip.. etc.

but there are many many more cities than those. there are plenty of places where 20k buys you a decent house in a decent neighborhood. for example, the house im in the process on right now is 22k, nice working class neighborhood, and comes with a 4yr tenant at 450/m. and also if you leveraged the 20k with four of these, you are spreading out your "eggs" between 4 baskets.