Always happy to assist and contribute. 

@Andrew Fredrickson, Quick question for you...when you say "Engage more on the BP forums," as a newer and inexperienced investor, I have a hard time feeling like I can contribute much to a post, and I don't always want to pose questions.

The 10K is 2 years of contributions..

Greg, Thank you for your contribution, it is very helpful to know i am not looking for a lis pendent nor a NOD.

I did speak with my accountant, and he suggested 50% dividends and 50% contributions-to be on the safe side.

You are ultimately responsible for your property and are encouraged to let your renters know what is needed.Please address these issues and contribute to your investment property and our community."

Such as paying your state taxes to a ‘charitable’ fund in the state of CA to be able to deduct your state taxes as a charitable deduction not subject to a 10k cap instead of as taxes paid.

But if he's at 10% interest, and doesn't contribute to the 15k renovation, he should be at 5k/65k or 7.7 aka ~8% interest.

If that cant be worked out, I like to dole out equity proportional to the amount contributed. 

The whole county steps fiasco also contributes to me staying away from them.