@Erica Calella you don’t need to own a primary residence in order to utilize the 10% down second home occupancy loan

On the handful of times we have found someone in a unit we have threated to call the police and it has generally worked, they would need to show something that ties them to the unit (mail, utility bill, or lease) for the police to not get involved.  

The entire house is furnished with all utilities included.

As a real estate investor, I’m sure you are wondering how you can utilize AI in your portfolio and on your properties.

Each option has its pros and cons, and I'm hoping to get some insights from this community to make a more informed decision.Option 1: Building an ADUPros:Increased Property Value: An ADU can significantly increase the value of my primary residence.Control and Proximity: I can closely manage and maintain the property since it's on my land.Potential for Higher Rent: ADUs in bay area can fetch a good rental price.Flexible Use: ADUs can serve multiple purposes – home office, guest house, or rental unit.No Additional Land Purchase: Utilizing existing property means no extra cost for land acquisition.Foundation improvements: I will get an upgrade for my foundation which increase house stability.

I have about 10 books with associated tools that I cannot fully utilize.

Over the year $240 is 2.5 utility bills for me.

Any insights would be appreciated or any other ways to utilize the 300k in credits.

Best practice is to keep security money in another account separate from your day to day transactions (mortgage, rental income, utilities, and etc).

As for 'everything must be done through the LLC' - your property insurance must be covering the LLC (not you personally), your bank accounts that you receive rent and pay bills out of must be in the name of the LLC, your utilities must all be in the LLC name and not your own, etc.