Also, there appears to be patching over parts of the new popcorn, and I found 2 cans of popcorn patch in the trach can outside.

Foundation engineer did a check and said he had concern of central slab dips two inches and lots patch on perimeter brick.

It would be tricky to get a refi with a 21 year old roof, but functionally it's still keeping water out and I patched a handful of missing shingles.By the time we put the roof on it and have paid off the HVAC from cash flow, we'll have also paid our partner back his 'extra' $4k he put in. 

For instance patch of land, lending home, etc.

If you have compression cracking you may need to replace the beam (cracking above the mid point).When you get a contractor to fix it make sure they drill and dowel some #3s or at the very least some forming spikes with tie wire strung between them, you need something for the patch to grab onto otherwise it'll just fall off in a year or two.

We had minor stuff before - patches that needed painting, handles that needed tightening, things just not really being clean enough - you know the typical "stuff" you expect. 

A pro can put in the patch and you won't be able to tell it's there.  

The area in front of the property, Are we able to modify the patch of grass that is between the sidewalk and the street like putting in pebbles in place of the grass?

I don't prefer that but they say the vinyl is pretty thick and can be patched underwater.  

You will never match a textured patch up again.