Borrower have some knowledge and experience in real estate investingI think your best bet is to find a seller where you can do either 1 or 2 above and honestly explain your situation, where you are financially now, and what you are trying to accomplish.  

Your best bet when it comes to HVAC is finding a reputable contractor through word of mouth.

Bets are on her wanting to go travel around for a while.It's a 3/1 on about an acre of land, mixed zoning in Lakewood, CO just west of Denver.

For networking with wholesalers, my best bet not knowing any better would be finding whomever I can on BP and checking out local meetups, then seeing how many of both of those I can cram into a short trip in Indy.Do you use a web tool for comps, or do you know your target areas well after a few trips?  

Not picking on you but there ws some homework you didn't do along the way and I would bet he was not the most expensive guy.

With any ARM, you're betting rates won't increase, yes cash flow can be better, so long as rates remain stable, but if not, you can be underwater.

ARM's can make sense if you're a flipper where there is already a very short holding period and a significant holding risk because you're betting on the market being there when you sell.  

I bet the listing broker (who owns my office) a bottle of scotch that it wont sell for $40k or above.

Jay, I'll bet you could take a Newbie who is willing and able to work at it and show them The Way and make it relatively easy for them to get there, because you have, "been there and done that!"

Reusing it will save you money but you will need more than what you already have I bet.