Things that having an impact -The quarter ending house cleaning-major firms massive appetite to max out their available debt causing banks to need more cash on hand to meet either withdrawals and or regulatory requirements.  

@April TsotsosI think as we age, our risk appetite decreases, especially since our W2 income stream is coming to an end. 

That is a decision you normally made with an attorney based on the followingYour risk exposure, your risk appetite, your net worth, etc.You can have 0 LLC's for 100 propertiesYou can have 100 LLC's for 100 propertiesYou can have 1 LLC for 100 properties

These surprise costs will put you way into the red and might not suit your risk appetite well. 

Banks can and will refuse to renew performing loans if the bank has no appetite for that loan type when your renewal date comes up, or if the bank is under financial stress and is attempting to shore up its capital.And if you use leverage, I’m an advocate of closely monitoring the debt coverage ratio across your portfolio.

Multifamily you can get in with 75% LTV and on top of that lenders will let a seller hold a second of 10 to 15% thereby increasing your leverage into a larger property with more upside (of course bought correctly).With triple net you can get in as little as 5% down on certain properties like a pharmacy with a brand new lease in place but you will not get close to a 10 cap.You are getting ultimate security for your money versus other RE investments so the CAP reflects that.Those type of properties are more annuity type properties that you hold long term to be paid off for retirement.If you want yield in triple net and good rent bumps you go for restaurants etc. but those require more down (around 20%) bbut purchase price is lower as lenders have less appetite to fund those.

I had no appetite or time for a major rehab project--I had (and have) enough unfinished home improvement projects at home!

I have informed the HOA of this issue and there is no appetite to raise the contribution to 10%.I am now considering selling the property as my $1,000 in rent only gets me to break even (high interest rate, HOA fees, property taxes) and there is no appetite to raise the contribution.

I say "do it" but I have a giant appetite for risk.

I'd also like to echo the sentiment of others in saying that it would be better if you just invest in a REIT or CD (chosen based on your appetite for risk) until you're back...BUT, and this is a big BUT, I feel that instead of investing money over the next 3 months, you should invest your time into learning about REI & read books that will help give you a great confidence boost and "success mentality".