Coding loan payments from the bank feed doesn't affect the cash balance per property from my experience. 

I’ve heard from countless people over the years who made their construction financing decisions strictly based on the term sheet terms and have had miserable experiences.

These are professionals with additional training and a stricter code of ethics.

@Andrew LaxThis will be very state specific for example Georgia is very strict on licensing and seller financing as is Ohio.

But the second there are issues, it's damn near impossible to get information/assistance from them.Funny, I have 1 in 38127 and thought I head heard that was the worst area...almost like the problem isn't the zip code!

The zip codes all depend on your strategy.

In 2023 they made many changes to the building code so you really need to consult with an ADU architect that knows the code inside and out.

The space will not have head clearance to meet code (only 6' 4" like the bedroom) so my options are to cancel the project or proceed unpermitted.

Ensure the property is tested and, if necessary, remediated by professionals.Permits and Code Compliance:Building Codes: Ensure that the restoration or rebuild complies with current building codes and regulations.

Est After repair value 1.3mOther large scares: Many of the homes would have code violation issues, many have foundational issues (although my team is accustomed to fixing). no current city inspection but what happens when they implement code inspection department in 5yr 10yrs.