I did a walk through the day after recieveing the letter and   Notice a musty mold smell, rust & soap scum in both showers, a few scuff marks on the walls, dirty kids hand prints on the lower corner  end of one wall, broken towel bar, one broken blind and fleas. 

Deep clean the whole place, pull the fridge out and vacuum the coils, make sure all drains are working and sanitize them - stop and fill each sink with a mix of hot water, a splash of bleach, and several good squirts of Dawn dish soap.

ps... it doesn’t matter how insignificant blinds or welcome matts or soap dispensers are.This is your deal and you get to set the terms. 

I have a couple of questions regarding tax lien investing, specifically in NJ.1) If I've been paying subs for a year on a lien I own, and the property owner sneaks in a quarterly payment after a year, can I still foreclose on the 2 year anniversary of the original tax certificate sale, or does that clock get reset because of that one payment?

Trash bags, dish soap, etc.

The NSDREI has their anniversary meeting next Tuesday.

Also helps to provide some communal things like soap, toilet paper, paper towels, etc.

The details of the loan are as follows:$250,000 purchase price80% LTV (lessor of the purchase price or the appraisal)20 year term4.75% rate fixed for five years, adjusted at each 5 year anniversary to the current 5 year Libor Swap plus 300 basis points0.5% origination feeOperating checking account maintained with lenderDoes this sound like a decent loan? 

My goal is to retire from my job in 2 years at my five year real estate anniversary.

I could make 25 to 40 dollars after school in late 60s selling brush's and soap door to door..