I always try to find a real estate agent just starting out and call and say can we meet for lunch or a cup of coffee, and then I never say what I need I say will it be ok if I refer investors or buyers, your way and my services is free but maybe one day you can help me or buy lunch.Joe Gore

HI Adelaide, @Joseph Chiofalo has a RE broker he works with closely in the area he can refer you..also an excellent 5+ units lender.

Here's an example of what I'm referring to -> "Justice for Renters Act". 

Check in with @Joseph Chiofalo for what is referred to as a 'Foreign national' mortgage. 

If they have references and those landlords are generally "happy" with the experience, then its a good operator.

The conversation that I'm speaking on was moreso referring to developers needing some type of license if they were not using a GC on their project.

It would be impossible to be a reputable wholesale given that what's referred to as wholesaling these days is illegal brokering.

The bankers I know love collecting interest payments, regardless of the rate, not calling performing notes.Here's why...Think about the amount of manpower it would take for a lender to cross-reference tax records against their entire loan portfolio to verify the original borrower is no longer on title. 

When people refer to the Federal Reserve “setting rates,” they mean the effective federal funds rate or the rate at which banks charge other institutions on an overnight basis.

If you're doing a DSCR loan, the difference in rates will vary by lender but generally cash-out refinances will result in a slightly higher rate.Correct, I was referring to DSCR loans as a delayed purchase.