One contract with all owners is sufficient and I think the only way to do it.

If the cashflow and cahs on cash return is sufficient when including the HOA fees then I invest.   

That gives you sufficient leverage and gives us the opportunity to do the best we can for you to see that you are in good shape to exit our loan.

Excess amounts paid are considered a down payment and that can always be refunded in any court.Ohio recognizes the uniform commercial code, as do all states, there is nothing unique about Ohio with respect to types of contracts and now, this year, the IRS makes the determination of an installment sale or purchase contract at which point other agencies can then follow suit with applicable laws to the type of contract you may have.Using the words "Option", "Optionee" and "Optionor" are not sufficient to define your intent to sell, that comes from the amount of money paid, the term of the agreement, the price agreed, and the likely intent of the buyer to execute the agreement.

If $10k is sufficient enough capital to cover a down payment and other costs.

You'll need sufficient air space above the refrigerator too and sufficient space for the door swing.

You might burn some human capital (like, frustrate your broker/banker/lawyer or the other side) if you go under contract then find something you don't like and don't buy... but obvious I'd prefer to do that than to buying a house with expensive or difficult issues.I know from experience that FHA loans for 3+ family homes can be a little challenging (they have to meet a "self sufficiency" test, where the rents for the units have to substantiate the carrying cost of the property).

You could still have a case of equitable interest and, with a sufficiently knowledgable tenant/buyer, may end-up exercising power of sale or foreclosure to regain possession.

It even is sufficiently detailed that it populates the 3.533 number right down to how many days there are in the current month and even knows leap years.But the stupid little worksheet does not do that.

Check to be sure the width and thickness of both floors are the same, as well as them having a sufficient wear layer (as one may have been sanding more times than the other).