While it does offer stability in rental income, there can also be frustrations, especially around dealing with inspections and bureaucracy.

Is any bank offering a HELOC based on the combined equity?

I see a lot of potential in your situation, and I’d love to offer some insights based on my own experience and what I’ve seen work for others in your shoes.A couple of years ago, a freind of mine, also a sole provider for his family, faced a similar dilemma.

I made a low offer and it was accepted.

If the borrower doesn’t pay us every$3.2 million by Jan 15, we file the deeds, and have two offers for the properties in the $3.9 - 4 million range.  

Here in Portland, there are a couple of different landlord groups/companies that offer pre-made forms.

I have been able to buy houses of the MLS because their list price was good and I offered cash without contingencies.

, it's still highly unlikely that an appraiser would have given value to this bathroom in any case, so we're not losing anything from an appraised value standpoint.Seller should be more than OK with it once you educate them on the fact that of all the offers they are evaluating, yours is the only one willing and able to execute a plan to close on-time, without delay, in spite of the flagrantly illegal and unpermitted bathroom.

Wondering if you offer Netflix (or any other streaming service) for free or do you just have it available to the renter?

Both offer valuable tax strategies, particularly when cost segregation is applied early.