However, it will be hard to make the numbers work if you are borrowing 100% of the purchase price.As others have said, house hacking is probably your best option right now.

You may be better served with a market where you would have more purchase options and more margin (equates to less risk).I like San Diego RE.

Or perhaps I am not considering other options, so I am seeking help from this wonderful community.

While I own quite a few rental units already, I thought condos might be a good option to gift to my kids when they turn 18, offering them a safe introduction to property ownership without too much risk.However, my challenge with investment condos is that the cash flow always seems terrible.

So it really just comes down to figuring out what solution works for a given market, but it's yet another great thing about real estate: having options!

I own Granite and Pine Properties - a Direct to Seller Marketing company that focuses on giving sellers 3 selling options. https://graniteandpinere.com/My advertising is word of mouth, social media, SEO, mailers and cold callers.

I am exploring this option now and just learned about it. 

Just asking as most folks seem to think "giving it back to the lender" is always an option.

If you need any help running those numbers or figuring out your options, don’t hesitate to reach out!

While you might find a lender offering low down payment options, you'll still need cash reserves for repairs, maintenance, emergency fund (ideally 3-6 months of expenses), etc.