When I inquired about it, I was told there was a clerical error with housing and they were working to get it fixed. 

The letters you are using are they generic and not specific to any individual, or does the letters mention the person's name, reference the property you are inquiring about etc?

I would say 1 in 4 inquires are serious buyers.

It doesn't contain any derogatory language, but guarantees that the landlord will call you to inquire about the tenant to ensure that you don't pass the buck to an unsuspecting landlord.

I have never made nor taken a RM and when I inquired they would not show anything until an application was made and the home was considered, in other words, no docs disclosed unless you are qualified.

- when interested buyers start inquiring about the property?

Neighbors knew them but thought it was odd that they were taking the appliances..including the washer & dryer I let them use...when they inquired, the "renters" told them they were moving to another one of my homes.

If you went the multi family route I would just call around and inquire on basic lending requirements and rates.

However, it was suggested by a friend that we should get an umbrella policy for each building.I inquired with our agent and he advised that we do either of the following:1.) 

If it's a larger organization, feel free to inquire about their different staff qualifications.2.