Good morning BiggerPockets,I am a new investor/wholesaler and I am trying to understand the most effective way of finding the ARV of a property without having access to the MLS?

It will improve accuracy in a stressful situation.

I would never do a commercial loan with shorter amortization and balloon payment. yes lower rates for now, but you have to do a refi at some point and if you do all of your loans on shorter terms, you will not be able to access as much traditional financing potentially.

Different mortgage brokers and lenders have access to different loan programs.

I'm thinking of offering $450K (cash and bank loan), make improvements as leases end, and then refi and increase rents as necessary.

It’s flexible and can help you fund deals quickly.Lease Options: Similar to “rent-to-own,” you control a property with minimal upfront costs and can potentially get a cut of the appreciation if you decide to buy it later.Lines of Credit: If you already own a property with equity, a HELOC or business line of credit can give you accessible funds for down payments or renovation costs.House Hacking: This might sound basic, but if you haven’t tried it, it can be a fast track to building up rental income and experience without a ton of cash down.

How do you deduct "improvements" such as a room remodel in the rented unit.

In addition, the tax savings from the STR loophole and the Cost Segregation Study could help accelerate your paydown of the HELOC and improve your overall cash flow.

Whether you’re looking for off-grid living, investment property, or future development, land sales in this area can be a lucrative option.Types of Land: Fairbanks has a variety of land types available, from raw, undeveloped lots to partially improved properties with utilities like electricity or water access.

These types of improvements increase your house hacking income.