Do not commit mortgage fraud.

No, no chance unless she actually closed on it, then sold it to you sub2.....which would be Mtg fraud on her part, and a Very foolish thing for her to do, for a number of reasons.  

Incidentally you can always have any rate appearing on the rate sheet, meaning everyone has identical rates, all that changes is the cost or lender credit for the rate that you happen to find appealing.

Your numbers in terms of ltv and equity match almost identically with my current property.

It makes intuitive sense that you would do that absent any underwriting or mortgage stuff mucking up your plans.If you have a lease that says they are moving in prior to you moving out, it doesn't make sense that you would voluntarily be homeless, thus making it look like you dummied up a lease and had a buddy make a security deposit just to check a box, which would be mortgage fraud.

If you think your ethnic identity is going to shock people, but you still want to talk to people...

In the times we live in where identity theft is very real, I would think many qualified tenants would refuse to supply this information.  

I looked up cashiers check fraud, and it mostly has to do with goods.

Not identical but should be pretty analogous...I have my law firm incorporated and operating as an LLC.

I'm looking to network with someone who lives in the state of New Mexico that has completed similar, if not identical transactions.I am willing to include a partner that is willing to help me complete this transaction.SarehYegh(at)Gmail(dot)com