I’ve been researching local professionals and would welcome any advice on how to vet and connect with reliable team members, particularly in a high-cost area like the Bay Area.As for hard money, I haven’t explored it in depth yet, but I’m open to the idea for the right deal.

(Minimal competition, high demand, and 20 year operating history with repeat & longterm clients) Agreed!

3) Keep Damage protection off but use Hospitable to markup VRBO bookingsGuest VerificationUnlike Airbnb, VRBO does not have a toggle to say if the guest is not highly rated or verified they can't book without approval.

Los Angeles's own numbers show that ADUs are not being built in high rent locations.

They make setting high rental prices very tough.

Highly unlikely .  

I would like to know the prons and cons of paying off the mortgage faster to be honest i do hate the fact that my mortgage rate is high almost 7%.  

Om rrandom bit of advice: you might be able to get by with 1 high-speed internet account if you use aseries of good Wi-Fi extenders, like Eero. 

Home prices will likely vary by region, with modest increases in areas of high demand and stable job markets, while others may stabilize or decline.

Given Asheville’s high prices, leveraging your brother’s rent is a smart move.