@Tom Dieringer, I am a firm believer that STRs are more of a marketing play than anything else.  

(Their desire to get their security deposit back.)3) How does the tenant see this as anything other than a non-refundable security deposit that doesn’t go towards damages?

My partner and I now find ourselves in a strong financial position to start our RE investing journey and have set our sights in New England, specifically Rhode Island due to the excellent natural environment and our desire to ultimately relocate there long-term. 

and I think the lending industry has firmed that up a bunch.It was a train wreck in the last decade of under capitalized investors buying out of state rentals.No way anyone is going to be made whole buying any kind of mid west property and having to sell it within a few years..

I can't say anything has really shocked me seeing as the houses are old around my and I FIRMLY believe that it's not a matter of IF something happens it's a matter of WHEN.

I want to be of value and gain value from this community, I am here mainly from my desire to realistically create a passive income over the next decade or so.

So desirable in fact that an agent fro Ryan Serhant's office personally flew down to check it out and make an offer.

I've been having a tough time getting a quote from firms like Mercury, Bamboo, and Geico -- perhaps because it is a larger home (4100 sq ft) in a fire prone area.

We use his firm for our company, and they are very knowledgeable on the subject!

The desire to have a second home/Airbnb property in the beautiful state offsets the modest returns we're seeing now due to higher interest rates and taxes.