. $20k tax lien are two very different animals.What you are offering seems more than generous but again - it all depends. 

I spent 2.5 years getting all the utilities to the property.

Not all agents are created equal!

In all seriousness, if this is the start of a budding STR business for you, your parents should understand. 

Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560 (almost 30% probability of default), little to no good tradelines, lots of collections & chargeoffs, recent evictions.

Congrats on all of the equity and cash flow, that's a great nest egg!

We're having to reorient our entire portfolio and sell pretty much all our big houses and condos because they don't cash flow anymore. 

Thank you all!

Additionally zoning restrictions are going to all but eliminate most every plot of land in the Cleveland area. 

Thank you in advance for any and all advice :)