I'm sure you've seen some of these news reports with underpinning where they dug too much at one time and the wall collapsed and damaged a party wall damaging two houses. 

Either they're going to be OK with ACV on roof damage or not...This is not an uncommon condition especially for Florida and it's becoming more and more common on property insurance everywhere.

I feel into that thinking for a couple of years and it works, you get a lot of work done, but you do damage to your body and health - at least I did. 

If you want to pay all cash, $80K will be very hard and what it will get you is likely to cost you even more with vacancies, damages, lost rent, etc.

There are many interesting policies about rebuilding in a natural disaster  such as if the damage is more than 50% percent of the dwelling value, you are forced to rebuild at current codes.

If you have been negligent in your risk management, your insurance company could deem your negligence "gross negligence", which means 1) They will not defend you, and 2) You may be on the hook for not only actual damages, but exemplary damages of up to 4X actual damages, depending on the state.Here are some claims we've heard of over the years in the Smokies:1.

That idiot can cause damage on anything. 

The pet fees in my experience do outweigh the damages we have encountered which have always been slight. 

We’ve noticed water seeping issues through the shower tiles, causing damage to the sheetrock in our only bathroom on main floor.

I just had one last week, it was a broken smoke detector. 40 bux.Potential for Difficult Tenants JUST like cash tenants, screening is the key.Property Damage Issues JUST like cash tenants, screening is the key.Harder to Evict Difficult Tenants NO it's not, in OH anyway.Full-Paying Tenants May Turn Away NOT sure what this means?