Just thought I'd check here too to see if anyone had any direct experience with them. 

The demographics and map data don't take the students into account, but they're really what's driving the market.Low property values and ever-increasing student rents are a recipe for a market when you can pick up a duplex in decent condition for $150k, and rent it for $500/bed (that's an EGI of $36,000 annually for a 3/3 duplex).

I will also check in with the broker who connected me with this insurance company.  

I'm curious if this discrepancy is typical of other regions as well.How accurate is the data on this site?

Here are a few suggestions on how you can maximize the wealth of information available: Check out the blogs and podcasts, or take advantage of the search feature (magnifying glass).

You need to clean the unit, change the sheets each time a guest checks out.

There are property management companies that handle everything—from guest check-ins to maintenance—so you don’t have to worry about being hands-on.

It ended up okay, but it sure taught her to slow down and get comfortable digging deep into the due diligence.Here in San Diego, I’ve seen the seasoned investors always double-check with a well-regarded local title attorney..I’ve heard there are a few firms around downtown that specialize in smoothing out odball title issues..or a trusted property manager who knows what unique fees to expect.

@Lance Wakefield since you are in Collin County, if you plan on attending the Collin county sale; check with the Collin County Sheriff for property listings.

The diligence varies by county, but my experience has been that they check very thoroughly.