Investors may like the income on the spreadsheet, but the appraiser for a traditional loan won't care.

Bankers will be asking for proof of this filing as you get loans in the future.https://fincen.gov/boi  

They used that period of unemployment to skip paying student loans and then try to get some kind of program/hardship deferral or something aka "gaming the system".

Also looking to take a loan out on this paid off unit.

It recently dawned on me the idea of a non military affiliated individual assuming a VA loan, would this individual be able to then also gain the benefit of using an IRRRL since they have now acquired a VA loan through assumption?

I'm a new real estate investor just looking to get more knowledge on how FHA loans work.

Single woman, mid 30s, small dog, 50k in student loans, decent savings, 735 credit 2.

And the "hook" is that it's paying 12%+ interest distribution plus depending amount LOANED (one may say invested in a note but again, if a note is a loan, it's not investing is it, it's a loan, a loan is a loan is a loan). 

Between Oregon and AZ residential and commercial we have around 23 units with only a couple of small loans.

If the lender is licensed in the state you're buying in, then they can do the loan.