Appreciate your inputsThanksI don't invest in Oaklandso I don't know if this is true.

I even had a lender tell me today that isn't true, but after more research and finding a lender who does a TON of VA loans and is super knowledgeable on the subject, I learned it is possible!

With such a huge variation in price we are wanting to find out the most accurate way to determine the true price.  

The same discrepancy may not be true in other markets.

Does this limit only hold true to prevent buyers from unnecessarily getting credits when there’s no documented need for repairs?

The properties are expensive and the rent will basically cover your mortgage, a true buy and hold.

I guess that it's true that good things come to those who wait, or at least are patient.

And maybe that is true, but if he has not actually done it, I would be very skeptical.  

It is true that it could take up to 5 months to get permits approved but we haven’t seen any issues with materials.

Is it true that these 10% down second home loans are harder to come by now?