In the end we decide to go with Digb because the also handle the taxes and multiple LLCs really well. 

Is that just the mortgage or are you counting in insurance and taxes?

Additionally, I’m considering converting a garage into a bedroom.If I want to list these properties on Airbnb, I understand I’ll need to obtain the following:• BTR (Business Tax Receipt)• CU (Certificate of Use)For these, I’ll need to undergo a city inspection.

How much are you qualified to borrow and what will your monthly costs be for mortgage, insurance, taxes???

Have you ever had a year where your insurance or proper tax’s went down?

This is especially true since I often look for properties that allow for tax grievance potential too further increasing cash flow.

One thing I did note is my insurance is $3K a year lower due to the monitored fire suppression system in these larger properties versus my smaller properties that sleep 12 or less built close to the same time.As someone who has lived in Illinois twice, the politicians there don't care if people burn as long as they can tax and spend. 

I waive escrow on all my mortgages and pay taxes/insurance with cc, put repairs on cc, etc.

The portion allocated to qualified use is tax free. 

I have taken all my taxes and insurance out of escrow, and I run them through credit cards to rack up points, so I pay a lot of bills every year.3.