Once the plan has invested into assets like real estate or securities, that value is no longer covered by FDIC. 

This will also help me gain the necessary experience to secure a co-hosting position in the future.

The previous landlord held first, last, and security which I was credited at closing.

They use their own funds as well as secured loans on their credit through other Hard Money Lender's to help make the deals happen.  

The city offers various multi-family housing options suitable for house hacking, including duplexes, triplexes, fourplexes, and townhouses.Regarding the mortgage securing, I could be of help with that, I work for a private lender that lends in 48 states, including North Caroline.Find a realtor familiar with investment properties and house hacking strategies in Charlotte.

Like other comments suggest, you may be able to secure long term debt sooner but if for whatever reason that is not the case feel free to connect with me.

I have settled on a $300 security deposit.

Successful real estate investing requires a robust investor list.

The tenant threatens to get lawyers, my concern is their safety, but I can’t get any justification to make improvements to the property for security.

You can collect the money in many ways, I have tenants pay using secure ACH transfers using apartments.comI would declare this income because later on you may need the documented income to qualify for loans etc.