I was wondering if anyone had any tips or tricks for this area dealing with the insanely high property tax and insurance rates?

But the best course of action here is two fold: Visit your local REI groups.

Quote from @Elizabeth Rose: @Josh Bowser this tip of doing a quick search on county GIS or software to see if homes in a neighborhood are owned in personal names or LLCs is gold, thank you!

Welcome to the community and be ready for a huge amount of information at your finger tips.

That's what I've heard from others and read online as well.

Even though it's important for investor numbers, of course. 

They're scaring me... a lot.Of course, we're only hearing about the worst cases in the news.

I will, of course interview and do my own due diligence with these companies, but I just wanted to get an idea from everyone that could possibly give me a heads up on who's great or who to stay away from.

If there are two borrowers, then of course if a POA is used it would be limited to one borrower...If both borrowers were available and/or decided to attend they would both sign the loan and therefore no POA.2.

Every contact I needed for insurance, mortgage and cleaners were done online, mostly through connections from BP.