I am under contract for a property out in Columbus and they are one of the few property management companies I am considering going with! 

When one machine goes down you start losing money in a small way. 

Many of the best investments are the ones you don't buy.

This normally would not be an issue but the cost of the water/sewer is extremely high in this area and specifically because the meter is a one inch, the costs are much higher than a normal 3/4 inch on a non-duplex. 

After watching the trends and digging into the numbers, one thing is crystal clear: New-home sales 2025are shaping up to be the silver lining in what’s otherwise been a challenging market.

I had a similar idea (having one of the mortgage brokers I know underwrite any prospective buyers.

They are the only one that can answer you with 100% accuracy. 

That doesn't seem right about having to chase your money - but would need a lot more info to provide a better opinion. also are you investing in one property and is your name secured or you giving an unsecured loan? 

The loan is with you, not with your tenant, so none of that means anything to them - in fact because you live in one unit and it's under 4, if you were self-managing you don't even have to abide by fair housing laws (at least on the federal level). 

So I say selling is most likely your best course but regardless, to grow your portfolio stop doing 15yr terms.