Just a few thousand more to lose...there was nothing really BIG this year, but the necessity of not biting off more than my business model can chew is very important.

Generally those inspections are just looking for the presence of the required safety equipment and function of basic living necessities (stove, heat, etc).

They get the necessities, eat well, and few, if any, toys.

It may be that it's a necessity to have all on the loan. 

Budget and cut back on some non-necessities. 

.)- Make deposits- Pay down a mortgage Isn't buy a house and pay a mortgage a non necessity in rental property bookkeeping? 

If you also work to get 100% bad debt free in the same 5 years, most people can cover necessities with $4k/month so you could also become financially free in the same time.

It is someone else's money held in trust by another party.That is why the laws surrounding trust monies are so stringent and emphasize the necessity of having a separate account -- you need to keep other people's money separate from your own.

We only have 1 GC that we use and due to the necessity to keep him busy on just our projects we don't give his info out.

Very sad to see that what she is receiving isn't enough to afford a place to stay, plus the other necessities of life.