@Kevin Wyn it's a brutal experience to take on a flip for that long. 

Purchase price: $160,000 Cash invested: $40,000 Sale price: $268,000 I bought my first house in Kalispell Montana as a long term investment and possibly a rental.

The road to recovery is long, messy, and full of setbacks—but it also taught us something important: with the right support and determination, rebuilding isn’t just possible—it can create stronger, more resilient communities.Now, as wildfires tear through LA, I want to share the lessons we learned to help others rebuild with hope and purpose.

The bad is long gone in the rear view mirror so now, that motivation of making the bad go away, has gone away. 

One of the biggest issues is probably borrower default—whether due to mismanagement, market downturns, or unforeseen circumstances, lenders can end up in long, costly recovery processes.

Have you refinanced this into a long-term mortgage?

Many experienced investors are humming a long similar to prior to the rate hikes.  

.: Quote from @Matthew Irish-Jones: Buffalo is a good market to invest long term if you get a good property, on a good street, in good condition.  

The buyers did a long inspection, multiple days... made a huge request for concessions based on what we knew to be purely made-up issues.

As long as the lender can finance in the state that you want to buy in, then work with them.